Cool ass fire text by cooltext.com
Website visitor counter by hitwebcounter.com
Guestbook by smartgb.com
Tests by nerdtests.com
Videos by youtube.com
FAQ by the visitors of this website
Images by me, obviously
Cool websites by whoever made them
Favicon by this random picture of a skull that I found on google
The word Kallo by the Finnish language
Burning skulls by yorped.com
The name "Kallo Financial" originally thought of by KALLO Finance